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How banks can hack arid-based small businesses with products

Enterprise

By Graham Kajilwa | Dec 20, 2023

Audio By Vocalize

**Farmers producing Seed Maize in Weiwei, West Pokot County stack maize cobs in sacks ready for shelling at the Weiwei Seed Processing Plant.** [File, Standard]

Mainstream financial institutions need to craft culturally sensitive products to penetrate small businesses in arid and semi-arid (Asal) populations, a public policy think tank has recommended.

These products, says the Kenya Institute for Public Policy Research and Analysis (Kippra), should go hand in glove with education, which the State-backed agency notes is a determinant of whether a startup will use internal or external finance in its business.

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