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Christmas fever: Five ways to avoid borrowing without a realistic repayment plan

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The queen of Christmas, her royal merriness Mariah Carey, has declared it is time!  Arguably, the most expensive time of the year is when we kick back and enjoy precious memories with our loved ones. Yet, with inflation soaring and the cost of living showing no signs of easing, many Kenyan households are increasingly turning to digital credit to bridge their financial gaps.

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