In Kathmandu’s iconic Thamel district, the rhythm of daily life feels steady, steeped in tradition. The narrow lanes buzz gently with scooters and the soft chatter of locals.

Amid temples and tea stalls, signs of digital transformation quietly surface—QR codes (quick-response codes) propped up on vegetable stands, e-wallet apps visible on smartphones. Slowly but surely, Nepal is inching toward a digitised financial future.